Multi-Layer Device Fingerprinting ™
Overview
Kount's Multi-Layer Device Fingerprinting™ collects a comprehensive set of data that positively identifies a device in real time— whether fixed or mobile. The key to maintaining a device's ID, regardless of hardware and software configurations, is the ability to analyze customer behavior associated with the device and collect additional device parameters not typically accessible by other device ID technologies. Most importantly, Multi-Layer Device Fingerprinting™ does all this without retrieving the user's Personally Identifiable Information (PII).
Fraud Detection
Kount's core technology analyzes hundreds of variables to detect fraud and risky behavior.
Kount's Fraud Platform consist of the three main pillars of an overall fraud strategy, Fraud Detection, Strategy Management and Operational Management. Multi-layer Device Fingerprinting™ is just one of the many features in Kount's comprehensive solution.
The Solution
As part of the Kount Complete™ solution, Multi-Layer Device Fingerprinting™ thoroughly examines any device via numerous attributes—computer, tablet PC, SmartPhone, etc. While device type may vary, the following characteristics are typically examined:
- Network
- SSL
- Javascript
- Browser
- Operating System
- Flash
- HTTP
In addition to this basic information, other variables are analyzed: time zone, country/region, proxy use, cookies enabled, language, remote control of device, wireless application protocols and associations to other devices with histories of fraudulent activity. By examining all these different layers within a device—in a mere 300 milliseconds—Multi-Layer Device Fingerprinting™ establishes and maintains a distinct device ID—even when fraudsters try to modify system settings to disguise their true identities.
The advanced nature of Kount Multi-Layer Device Fingerprinting™ enables merchants to associate certain device anomalies with fraud patterns, making it easy to construct very specific rules to optimize fraud detection...no matter the device. We call this "moving beyond the device."